Initial Disclosure
About Us
Sion Jones Commercials Ltd (Company Number: 16680310) is registered at 1 The Portway, Porthcawl, CF36 3XB.
Our Role
We act as a credit broker, not a lender. This means we introduce you to FCA-authorised finance providers who can offer you credit to fund your vehicle purchase or lease. We do not provide credit directly.
Our Services
- Assess your finance requirements and preferences
- Explain the different finance options available to you
- Source and compare offers from our panel of lenders
- Make recommendations based on your circumstances
- Assist with your finance application
- Manage communication between you and the lender
- Provide ongoing aftercare and support
Commission
We receive a commission from the lender when a finance agreement is completed. This commission is paid by the lender, not from your funds. The amount of commission may vary depending on the finance type, vehicle, lender, and agreement term.
You have the right to request details of the specific commission we will receive in relation to your finance agreement. Simply ask a member of our team.
Our Lender Panel
We work with a selected panel of lenders rather than the whole market. This allows us to maintain strong relationships and secure competitive rates. Our panel is reviewed regularly to ensure we continue to offer the best options for our customers.
Our Obligations
- Act in your best interests and treat you fairly
- Be transparent about our role, fees, and commission
- Handle your personal data in accordance with data protection law
- Maintain a clear complaints procedure
- Operate with competence and integrity
Your Rights
- Fair treatment throughout the process
- Clear information about products and services
- Request details of any commission we receive
- Access your personal data held by us
- Lodge a complaint if you are dissatisfied
- Escalate complaints to the Financial Ombudsman Service
- Full consumer protections under relevant legislation